How to Save Money With Supplemental Insurance
How to Save Money With Supplemental Insurance

Health Insurance Premiums Too High?

If you happen to be purchasing medical insurance which has a fairly low deductible and comprehensive coverage, you happen to be surely paying a whole lot for this. If you buy a personal major medical plan, you have to pay the complete deductible. But even though you get group benefits at the job, maybe you have some choices. By taking the reduced deductible option, you happen to be probably agreeing to contribute more of the premium on a monthly basis. Is there a approach to ensure you loved ones are well covered, however pay a bit less?

Supplemental Health Insurance May Help

If you can buy a supplemental health insurance and accident policy, as well as major medical, you could be capable to tailor an excellent solution. Now all policies are very different, you’ll also find to pick from products which are stored on industry …

Denied Health Insurance – Why Was I Denied for Health Insurance?
Denied Health Insurance - Why Was I Denied for Health Insurance?

Have you recently applied for coverage but been denied health insurance? This is becoming a common issue with people nowadays as most people do not understand how they could possibly be denied medical coverage at all. Everyone needs health insurance, right? Thus shouldn’t everyone be given a chance to get a policy? Sadly, this is not always the case. Here we will look over some of the reasons you may have been turned down for the coverage you need, and how you may look at overcoming the disappointment.

Denied health insurance

Unfortunately, a lot of companies have denied health insurance for people because they have pre-existing medical conditions that indicate the need for the coverage to actually be used. Insurance companies make money from people paying premiums that they never have to use in medical expenses. When a person has a pre-existing condition like cancer or asthma, an insurance company …

Denied Health Insurance – Finding a Reasonable Plan
Denied Health Insurance - Finding a Reasonable Plan

In today’s economy, nothing is more stressful for many people than seeking health insurance. It’s always hard to find a good health plan that you can rely on, but it seems that over the last few years it’s been harder than ever. The reason is that so many people lost their jobs. Others are short of cash and may not have the income needed to get a good plan. However, there is nothing worse than those who are denied health insurance. For these people, finding good coverage can be so overwhelming that they even feel like giving up. Unfortunately, many people who are denied coverage are those who need it the most.

This brings us to the next point

Why is someone denied health insurance? More often than not because they have pre-existing medical conditions and not enough money to pay for the tests and treatments needed. You might think …

Vaccine May Prevent Urinary Tract Infections
Vaccine May Prevent Urinary Tract Infections

It seems that healthcare experts may have created a solution for the problem, however, thanks to a new series of studies which have uncovered a potential vaccine to combat the condition.

Specialists at the University of Michigan believe they have created the first vaccine to prevent urinary tract infections, as long as the immunity achieved in mice can be reproduced in humans.

In order to do so, a team led by Dr Harry Mobley used a systematic approach combining bioinformatics, genomics and proteomics to look for key parts of E coli that could be used in a vaccine to elicit an effective immune response.

The scientists at the facility then screened 5,379 possible bacterial proteins and identified three strong candidates to use in a vaccine to prime the body to fight E coli, which is the cause of most uncomplicated urinary tract infections.

Dr Mobley told medical health insurance customers …

How Do We Know When We Are Not Buying Health Insurance?

Among many categories of personal health coverage sold today, you can encounter products that look and sound like healthcare insurance, but they are not, in reality they do not provide medical insurance protection at all. Be cautious these products are not a replacement for medical coverage.

Let’s take a look at some of the other products that do not provide substitution for health insurance coverage

Dread Disease policies.

Dread disease policies have a tendency to have poor value and they only cover treatments for specific disease like diabetes. They are so poor in value that some states have banned them all together and they have cautioned consumers about these policies.

Accident-only policies.

Accident-only coverage pays for care you want on account of an accident that’s not due to sickness. Since a good thorough policy will cover costs associated with accidents as well as sickness, accident only policies often aren’t a …