Among many categories of personal health coverage sold today, you can encounter products that look and sound like healthcare insurance, but they are not, in reality they do not provide medical insurance protection at all. Be cautious these products are not a replacement for medical coverage.

Let’s take a look at some of the other products that do not provide substitution for health insurance coverage

Dread Disease policies.

Dread disease policies have a tendency to have poor value and they only cover treatments for specific disease like diabetes. They are so poor in value that some states have banned them all together and they have cautioned consumers about these policies.

Accident-only policies.

Accident-only coverage pays for care you want on account of an accident that’s not due to sickness. Since a good thorough policy will cover costs associated with accidents as well as sickness, accident only policies often aren’t a …